Term Loan — No Personal Guarantee

Grow your business. Protect what's yours.

A lump-sum business loan with fixed, predictable payments — and no personal guarantee, so your home and personal savings aren't on the line.

Why No PG

Your business borrows. You stay protected.

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No personal guarantee

The loan is the business's obligation — your personal assets aren't pledged.

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Predictable payments

Fixed payment amounts make budgeting and planning simple.

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Clear payoff date

Know exactly when you'll be done from day one.

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Big-project ready

Ideal for expansion, new locations, acquisitions, or major equipment.

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Longer terms

Spread the cost over up to 5 years for lower periodic payments.

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Dedicated specialist

A real person guides you from application to funding.

How It Works

Straightforward, fixed-term funding

You receive the full loan amount up front and repay it in equal installments over the term. Approval is based on the strength of your business — not a personal guarantee.

Subject to credit approval. Amounts, rates, and terms depend on your business profile.

What you'll need

  • 2+ years in business
  • $250,000+ in annual revenue
  • Last 4 months of business bank statements
  • Most recent business tax return
See If I Qualify